2707 Main Street Sayreville, NJ 08872

  732.727.9500 Mon-Fri 9:00am - 4:00pm

NJ Credit Smart Education & Counseling

NJ Credit Education Workshops

One on One Credit Education & Counseling

NJ Credit Education Workshop

Understanding, building, and maintaining your credit is a 6-hour workshop designed to help participants increase financial knowledge, enhance money management skills and develop financial confidence.

WORKSHOP PARTICIPANTS WILL GAIN AN UNDERSTANDING OF:

1. The importance of having and maintaining a good credit score.
2. What you need to know about introductory rates, regular rates and annual fees that come with credit cards.
3. How to create and maintain a monthly budget.
4. How to establish or rebuild a credit history.
5. How much of your income should be saved and why.
6. The importance of paying more than the minimum payment on a credit card bill.
7. How your credit history will affect your credit future.
8. How bankruptcy affects your credit record.
9. What to do if you are a victim of consumer fraud.

Participants interact during the workshop by working through case studies, preparing their own budgets, assessing their own credit report/credit scores and assist in the preparation of a take home Action Plan.

For more information and dates of upcoming workshops, please visit our upcoming events page.